Your Caribbean financial passport.
Open a USD, EUR, and GBP account from anywhere in the Caribbean. Spend online with a virtual Visa. Send, receive, and hold USDC and USDT — all in one app, licensed by the Central Bank of Trinidad & Tobago.
Real account details, in your name.
Not a wrapper around someone else’s account — your own numbers on three of the world’s biggest payment rails.
US checking account
A real account and routing number in your name, issued through our regulated US partner. Works with ACH, domestic wires, and most US payroll systems — no US address, no SSN, no credit check.
Euro IBAN
Accept SEPA payments from 36 European countries with your own IBAN. One-off or recurring, settled in about one business day.
UK sort code & account number
Receive from any UK bank over Faster Payments using your sort code and account number. Instant in most cases.
Money that actually moves.
Spend it with a virtual Visa
Issued the moment your account is verified. Add it to Apple Pay or Google Pay and spend online wherever Visa is accepted. Freeze it in one tap.
Hold and receive stablecoins
Send USDC or USDT from any wallet or exchange over supported networks. Deposits convert into your USD balance and land in minutes — you only pay the network fee.
One balance, converted your way
Hold USD, EUR, GBP, USDC, and USDT alongside TTD. Convert when the rate is right — the all-in rate, including our published spread, is on screen before you confirm.
Before you open one.
Who can open a Wam Global Account?
Anyone with a valid ID from one of our 25 supported Caribbean countries. You don't need a US bank account, a US address, or proof of US residency.
Is the USD account real, with its own routing number?
Yes. You get a US checking account with a unique account and routing number in your name, issued through our regulated US partner. It works with ACH, domestic wires, and most US payroll systems.
How does the virtual Visa card work?
It's issued the moment your account is verified. You can add it to Apple Pay or Google Pay, spend online wherever Visa is accepted, and freeze it instantly from the app.
Which stablecoins and networks do you support?
USDC and USDT across supported networks. Deposits convert into your USD balance and show up in your Wam account within minutes.
What does it cost?
Opening a Global Account and getting a virtual card is free. Receiving via ACH, FPS, and SEPA is free. On-chain deposits only pay the network fee. Conversions use the all-in rate shown on screen, including our published spread.
Looking for the Trinidad & Tobago wallet instead? Get Wam for everyday payments. Questions? Read the full FAQ.
One account. Three currencies.
Your USD account, EUR IBAN, and UK sort code are waiting. Setup takes minutes from anywhere in the Caribbean.