Accept payments anywhere. Get paid in any currency.
The wallet, the card terminal, the e-commerce checkout, the payroll system. One app, one balance, one back office. Built for the Caribbean, regulated by the CBTT.
Take payments today
For a market vendor, a roti shop, a barber, a delivery driver. Anyone who just needs to start getting paid digitally without buying a terminal.
- · Tap-to-phone in 5 minutes
- · Payment links by WhatsApp
- · Funds in your wallet instantly
Run a bigger operation
For a multi-location store, a restaurant group, an e-commerce shop, or an importer: payroll, USD payouts, Shopify, multiple staff, and a real dashboard.
- · Shopify + WooCommerce plugins
- · Payroll + bulk payouts
- · Settle in USD, EUR, GBP via regulated banking partners
Your phone is the terminal.
Any NFC Android becomes a card reader. Accept Linx debit taps, Apple Pay, and Google Pay. No hardware, no rental, no monthly fee.
- Tap-to-phone (NFC)Contactless Linx, Visa, Mastercard, Apple Pay, Google Pay. No reader to buy.
- Full POS built inMenus, modifiers, table management, split bills, receipts via SMS. Works offline.
- Staff with permissionsEach person gets their own till. Shift reports, tip pools, voids tracked per user.
Sell online without changing platforms.
One-line Shopify install. Payment links via WhatsApp. Invoices that actually get paid.
Settle in USD, EUR, GBP, or TTD.
Your own US, EU, or UK account in your name, available the moment KYB completes. Settlement runs through our regulated banking partners.
- US account + routing numberReceive payments directly. No correspondent-bank haircut.
- Euro IBAN + UK sort codeSettle locally in EUR or GBP. Convert when the rate is right.
- Mid-market FXSame rate Reuters quotes. Spread shown before you confirm.
Pay your team. In one upload.
Payroll, suppliers, contractors. Batched in one screen. TTD or USD. Schedule or send now.
- Payroll runsSet salaries, run a cycle. Tax breakdowns for your accountant. Pay slips in-app.
- Bulk payouts via CSVUpload a list, review the totals, approve once. We send the money. Used for supplier batches, contractor payouts, agent commissions.
- Cross-currency where licensedPay a supplier in USD from your USD balance. Pay a TTD employee from your TTD balance. Pay across currencies and we handle the conversion at mid-market.
The things you’d expect.
Real numbers, real prices, real discoverability. No surprises.
Real-time dashboard
Today's revenue, top items, peak hours, and weekly comparisons, live on web and in the app. Export to CSV anytime.
Transparent pricing
Flat 3.0% + TT$1.50 per card transaction. No monthly minimums, no terminal rental, no surprise PCI charges.
Get found on Wam Shop
Opt into the in-app merchant directory. Every Wam user in your country can discover you and pay in one tap.
The questions merchants ask first.
Do I need a card reader or terminal?
No. Wam's tap-to-phone turns any NFC-capable Android into a contactless terminal. Customers tap their card, phone, or watch on the back of your phone. iOS support is rolling out as Apple opens up NFC.
What does it cost?
A flat 3.0% + TT$1.50 per card transaction. No monthly fee, no terminal rental, no PCI surcharge, no chargeback minimum, no volume commitment. Cross-currency payouts show the network fee up-front.
How fast do I get paid?
Funds land in your Wam business wallet the moment the transaction settles, typically within minutes for tap-to-phone and Wam-to-Wam payments. Settlement to your external USD, EUR, or GBP account follows standard rails (same-day to T+1 depending on corridor).
Can I plug Wam into my Shopify store?
Yes. We have a one-line install for both Shopify and WooCommerce. Wam users get a one-tap checkout; everyone else uses standard card checkout. Talk to our integrations team for custom platforms (BigCommerce, Magento, custom carts).
Can I add my staff with their own logins?
Yes. Add unlimited staff to your business. Each person logs in with their own credentials, has a role (cashier, manager, owner), and their actions are tracked. Shift reports, tip pools, voids and refunds all attribute to the user who acted.
Do I need to be in Trinidad & Tobago?
Wam for Business is live in T&T with full features and rolling out across the Caribbean. See our coverage page for which features are available in your country today. Global account payouts work from any country where we're licensed.
Is the dashboard available on web?
Yes. Owners and managers get a web dashboard for revenue, payroll, staff, and reporting. Cashiers use the mobile POS for the day-to-day. Both stay in sync in real time.
Is Wam regulated?
Yes. Wam is a licensed Electronic Money Institution and Payment Service Provider regulated by the Central Bank of Trinidad & Tobago. Card processing runs through Cybersource (PCI Level 1). USD accounts go through regulated US money-transmission partners.
One app for the whole back office.
Payments, payouts, payroll, plugins, and a real dashboard. Open a business account in about 5 minutes.