About
WamNow Technologies Limited (Wam) is a Trinidadian-born financial technology start-up on a mission to transform digital payments and close the financial inclusion gap in Trinidad and Tobago.
What is Wam?
Wam is a mobile wallet app designed to make financial transactions easier, faster, and more inclusive in the Caribbean. Using the Wam app, you can securely store money in your digital wallet, send or receive payments, and make purchases; whether you have a bank account or not.
How are we qualified?
We are officially licensed by the Central Bank of Trinidad and Tobago as both an Electronic Money Issuer (EMI) and a Payment Service Provider (PSP); a major step forward for building a more accessible financial system for all.
What’s our vision & mission?
We are a team of developers who are passionate about creating secure and easy-to-use payment platforms for all users.
Mission
We believe financial mobility is a right, not a privilege, envisioning a financially included Caribbean that thrives locally and connects globally.
Values
To provide individuals and businesses with accessible, secure, easy-to-use, and adaptable financial tools that empower them to succeed.
What do we value?
We Empower
We help individuals, businesses, and communities take control of their financial mobility. Within our team, we support each other to learn, grow, and succeed.
We Deliver Quality
We push through challenges, strive for excellence, and deliver reliable, high-quality solutions people can depend on.
We Connect
We connect people, opportunities, and communities through our user-first, user-friendly solutions. As a team, we value open conversations, collaboration, and shared success.
We Care
We lead with empathy and humanity, putting trust, respect, and genuine care at the heart of everything we do.
We Innovate with Purpose
We're curious, bold, and always learning; creating solutions that evolve and adapt to solve real problems and make life easier.
We Have Fun
We bring energy, creativity, and play to our work, creating authentic experiences that are enjoyable, relatable, and human.
Meet the Team
Mark Pereira
Chief Executive Officer
Frederick Reid
Chief Operating Officer
Matthew Abraham
Lead Software Developer
Jordi O'Brien
Finance Manager
Jovaughn Smith
Software Developer
Vere-Marie Khan
Legal Consultant
Joshua Ramkissoon
Frontend Developer
Ethan Lalla
Lead UI/UX Designer
Jaedan Persaud
Software Developer
Juliette Frequin
Marketing & Change Manager
Andel Husbands
Software Developer
Matthew Williams
Lead Software Developer
Trusted & Regulated
CBTT Regulated
Authorized by the Central Bank of Trinidad and Tobago to issue electronic money
SOC 2 Type II
Independently audited security controls
SSL Secured
256-bit encryption on all connections
PCI Compliant
Payment card industry data security standards
In the News
Recognized by regulators, media, and international organizations for advancing financial technology in the Caribbean.
Central Bank Authorises WamNow to Issue Electronic Money in Trinidad and Tobago
Central Bank of Trinidad and Tobago
Official authorization from CBTT to operate as an electronic money issuer
Central Bank Registers WAMNOW Technologies Limited to Issue Electronic Money in Trinidad and Tobago
Central Bank of Trinidad and Tobago
Full registration as an authorized e-money issuer
Wam partners with Visa, NPICTT
Trinidad and Tobago Newsday
Strategic partnership announcement with Visa and the National Payment Infrastructure Company
Pereira launches digital wallet platform
Trinidad Guardian
Coverage of Wam platform launch in Trinidad & Tobago
WamNow gets provisional e-money approval
Trinidad Express
Coverage of Central Bank provisional approval milestone
Kolektivo Joins UNICEF Venture Fund Climate Cohort
UNICEF Venture Fund
UNICEF recognition for blockchain and community impact work