Send money home. Pay across the islands. Buy and sell online. Wam! is the wallet the Caribbean was promised. Built in Trinidad & Tobago, regulated by the Central Bank, and connected to the rails the world actually uses.
Personal or business, you live in the same app. Start where you are today; the other side opens the moment you need it.
Send Wam-to-Wam in seconds. Keep USD, EUR or GBP balances — exchange to TTD at the displayed rate when you're ready. Spend with a virtual Visa. Zero Wam fee on Wam-to-Wam.
Turn any Android into a card terminal. Take payments online with Shopify. Pay your team in one upload. One balance, one back office.
Diaspora send billions home each year. Most of it goes through queues, fees, and three-day waits.
Sending money to a cousin in Guyana or paying a supplier in Jamaica is harder than sending to New York.
Local merchants struggle to take payments online. Local shoppers struggle to buy from them. The infrastructure was never built.
Family in New York, Toronto, London, or Miami sends through their bank, card, or supported stablecoins. Funds typically arrive within a few minutes (subject to compliance checks). Keep your balance in USD inside your Global Account, or exchange to TTD at the displayed rate — margin and all, on screen first.
Settled to your CBTT-supervised wallet.
Cross borders in USD or with supported stablecoins (USDC, USDT) — typically in seconds Wam-to-Wam, and within minutes on supported corridors. Compliance checks built in so the money lands clean.
▌ Live corridors lighting up across 30+ Caribbean territories.
A Wam virtual Visa funded from your balance — zero issuance fee. Stream, shop, subscribe, pay your AWS bill. The exchange rate you see at confirm is the rate that executes, margin and all. Add it to Apple Pay or Google Pay the moment your ID clears. Freeze in one tap, reveal the PAN when you need it, burn it and reissue when you don’t. Currently in TTSEC VASP Sandbox pilot.
•••• 8291
4821 9043 2716 8291
JORDAN CHARLES
12/29
Click to flip
Whether you’re buying from a Trini brand or running one, Wam gives you the rails the Caribbean has been missing. Customers check out in seconds. Merchants typically see same-day settlement on supported corridors (subject to cut-off times). Local cards work locally, without the international decline.
Whether it’s a local brand on Instagram or a regional Shopify store, Wam checks out cleanly, with cards that actually work.
Take payments where your customers already are: online, in-person, in chat. Same-day settlement to your Wam business account.
T&TEC, WASA, FLOW, Digicel, TSTT. Paid in seconds.
Wam-to-Wam by phone number. Zero Wam fee. Done.
Virtual Visa, accepted anywhere worldwide.
Licensed Electronic Money Institution under the Central Bank of Trinidad & Tobago. Customer funds held in segregated, supervised accounts.
Bank-grade encryption. Veriff-verified ID. Real-time fraud monitoring. Two-factor authentication on every transaction over a threshold.
Card rails on Visa and Mastercard via Cybersource (PCI DSS Level 1).
